I live in Europe. I have a creditcard. Every person I know has a creditcard. Either you're very young, or it's like that in the Netherlands and no where else. Like saying "everyone in Europe smokes pot at the local Starbucks".Personally because i live in europe, and nobody seems to use creditcards over here (i actually dont know anyone beside my parents who even own a creditcard ). All those visa cards etc are not here and i've never seen a gift card in my entire life.
Although i can buy stuff using paypal by using money transfer from my bank.
Off topic.
On topic, not a big fan of Steam either. I've had to reinstall it numerous times.
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