In the game, I've been shot in the head while Banzai charging and still survived. Dunno what hit me but the zone turned "yellow"
Also, even a Soft-point .308 bullet has failed to stop a man with torso hits (there ARE recorded incidents where this HAS happened, it is simply fact. You can read police reports, or look at
tables that have recorded the # of one-hit kills with bullets to the torso, called "one-shot stop tables." When a .308 OTM has a 98% chance of stopping with 1 round to the torso, it means that some 2% of people HAVE been hit in the torso and NOT stopped, and this is from a open-tip hollow point.) So yes, it is an incredibly reliable round. But there have been times where even it has failed.
Point in case: it's not the end-all nuclear apocalypse bullet that will work every single time no matter what. There are even cases where .50 BMG has failed to stop combatants.