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Considering a Vehicle for business

MayFlower

FNG / Fresh Meat
Jan 4, 2016
27
1
0
I'm sure each one of us would like to save for our future and we make money to earn for a living. But, the thing is, I'm considering a vehicle for our business. Since then, I do not want to spend a big amount of our savings and income, I want to hear some your advice related to a vehicle purchase. What do you think? Is it advisable to borrow, apply a loan or just get a used car to save more? Sorry for asking, but I believe that some of you here has better experience in relation to this matter.
 

jennie888

FNG / Fresh Meat
Jul 26, 2015
9
0
0
Paying in cash is always the best. You don't get to pay those high interests. But if I were to buy and I don't have enough cash, I'd rather apply loan in a credit union, banks' rates are so high. You may buy a 2nd hand. Brand new cars are really expensive and it depreciates a lot after a year. Good luck!
 

ferrethertz

FNG / Fresh Meat
Jul 8, 2015
32
0
0
Of course, buying a second-hand car would be the least expensive, but the long-term costs are higher, as these cars have already been used so need more maintenance, right? I prefer buying a new car and paying monthly through a loan. There are various credit unions that offer the least interest.