That, and the human body is about 70% water, and if you've ever watched the Mythbusters eppisode where they tested how far different calibers would penetrate water, you'll know that the higher velocity the caliber, the more violently it decellerates in water.
They didn't have a 14.5 to test, but they did have a 12.7, and it's projectile barely made it past the surface before it disintigrated from the violent decelleration.
This should absolutely apply to a 14.5 hitting human flesh, all be it to a lesser extend (because it's hitting 70% water and not 100% water), which means the projectile should either deform or fragment from the decelleration, and that means it should be leaving one very nasty exit wound.
Water and flesh are not quite the same, mainly due to their surrounding volumes. If you fire a bullet into a body of water, the water doesn't really have any place to displace to since it's surrounded by more water. When a powerful round hits flesh it will generally cause some of the flesh to "fly away" from it on impact, so it will not decelerate quite so fast. Flesh is elastic and separates into clumps, water is fluid and moves as one body.
But overall, yes... it will probably disintegrate fairly quickly because of the density of material properties of flesh. I think most of the 14.5 mm ammunition used would be steel-core, so it would probably not break up quite as fast as standard FMJ, though it would still probably break up in a short time. water and flesh are high density materials and they are not rigid in the slightest, so bullet will generally break down from the intensive friction and energy dispersal.
Here's a lovely little set of comparison videos with various ammunition types and the same size cube of ballistics gel. Note that all of them are basically Hollowpoints and Dum-Dums, so this is a bit more grievous than you'd expect from Military FMJ. Hollowpoint ammunition like the ones in the video are basically outlawed for military use. Still, it gives you a good idea of the killing power difference between different calibers of ammo.
YouTube - 9mm vs Ballistic Gel
YouTube - 308 vs Ballistic Gel
YouTube - 50 BMG vs Ballistic Gel
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